Title
A model proposal to determine a crowd-credit-scoring
Date Issued
01 January 2018
Access level
open access
Resource Type
journal article
Author(s)
Publisher(s)
Centre of Sociological Research
Abstract
Crowdlending is gaining importance as a financial option and is democratizing access to capital markets. However, the key factors that drive investors to choose a given project requires further research. Some authors have identified certain isolated factors, but a holistic approach is needed. To fill this gap, we identified 10 success factors allowing us to build a crowdlending success model. The model leads to establishing the concept of crowd-credit-scoring, in others words, understanding which criteria “crowds” follow when lending money and how different these criteria are from those applied by banking executives. Results will be very useful to establish the crowd-credit-scoring concept. In others words, which are the criteria follow by the “crowd” to lend money and how different are this criteria to the banking executives’ ones.
Start page
69
End page
79
Volume
11
Issue
4
Language
English
OCDE Knowledge area
Economía, Negocios Sociología
Scopus EID
2-s2.0-85059335653
Source
Economics and Sociology
ISSN of the container
2071789X
Sources of information: Directorio de Producción Científica Scopus